Monetary & Financial Economics

A Proposed Process For Data Analytics Roadmap Development in Banks Based on T-Plan

Articles in Press

Document Type : Original Article

Authors

Kolsoom Abbasi Shahkooh 1
Alireza Mansouri 2
Masoumeh Azimzadeh 3

1 Information Technology Faculty, ICT Research Institute,,, Tehran-Iran

2 Information Technology Faculty, ICT Research Institute-Tehran-Iran

3 Information Technology Faculty, ICT Research Institute,, Tehran-Iran

https://doi.org/10.22067/mfe.2025.92148.1512
Abstract
We witness a rapidly growing trend in banking data. By proper analysis of these data, a bank achieves sufficient insight for policy making and decisions at different management levels, which results in a more competitive advantage. Banks perform different data analyses and can be classified into different levels of data analysis maturity. Higher levels of data analysis maturity mean more efficient and effective use of data analysis. In this regard, one of the main challenges for the banks and achieving their business targets is how to enhance their data analytics maturity level. Therefore, having a suitable roadmap for step-by-step planning to reach a higher level of data analysis maturity and performing related activities is essential. This paper provides a comprehensive step by step process for developing a data analysis roadmap in the banking industry using T-Plan roadmap framework and in field experiments. The steps of this roadmap include initial planning, holding several workshops and meetings to identify business and market drivers, specifying current analytical needs, depicting desired analytical use cases, gap analysis, and finally, providing a roadmap for data analysis to implementation. Modeling the process of compiling the proposed road map helps the bank extract and prioritize projects and activities that are necessary for data analysis and are aligned with business goals and also increases the maturity level of data analysis.

Keywords

BIAN Framework
Data analytic maturity
IFW Framework
Roadmap
T-Plan
Subjects
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Monetary & Financial Economics

Articles in Press, Accepted Manuscript
Available Online from 09 December 2025

  • Receive Date 11 February 2025
  • Revise Date 29 September 2025
  • Accept Date 09 December 2025

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