stigating the the impact of financial stability determinants with emphasis on the banking industry factors

Document Type : Original Article

Authors

ghaem hashemi ¹

Mohammad solgi ²

Gholam Hassan Taghi Netaj Malik Shah ³

¹ Graduated with a master's degree in financial management

² Imam Hossein Comprehensive University

³ Imam Hossein University

https://doi.org/10.22067/mfe.2024.81779.1294

Abstract

Financial stability refers to a situation where the financial system consisting of intermediaries, markets and market instruments and infrastructure are able to withstand shocks, as a result of which the possibility of disruption in the mediation process is reduced. The purpose of this research is to identify the determinants of financial stability, to examine their impact with an emphasis on banking industry level factors, and to provide indications for improving and strengthening financial stability. The statistical population of the current research is the collection of banks admitted to the Tehran Stock Exchange, which were included in the list of banks and financial and credit institutions of the stock exchange from 1390 to 1397, and 12 banks were selected as a sample using a systematic elimination sampling strategy. In this research, the generalized method of moments (GMM) was used to estimate the research model. The results obtained from the research show that competition and concentration have an inverse relationship and financial inclusion has a two-way effect on financial stability.

Keywords

financial stability

banking

competition

focus

financial inclusion

Subjects

• Financial Economics

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